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[상해재해사망보험금 사인미상 사고후유증 수술합병증사망 병사]참좋은상해보험약관 1801 교통상해사망 운전자 비운전자 대중교통이용중 레져활동중 골프중 고속도로탑승중 자전거탑승중 신주말운전중 50% 80%이상후유장해 특약 특별약관 교통상해사망보험금 DB손해보험 동부화재

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2018.03.12
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[상해재해사망보험금 사인미상 사고후유증 수술합병증사망 병사]참좋은상해보험약관 1801 교통상해사망 운전자 비운전자 대중교통이용중 레져활동중 골프중 고속도로탑승중 자전거탑승중 신주말운전중 50% 80%이상후유장해 특약 특별약관 교통상해사망보험금  DB손해보험 동부화재


http://insclaim.co.kr/21/8635431

[폐렴사망, 사고기여도100% 상해사망보험금인정사례] 고령의 피보험자가 넘어져 두부손상으로 18개월 치료중 폐렴사망, 기왕증공제70%주장에 상해사망보험금 전액인정받은 사례

 

 

http://insclaim.co.kr/21/8635655

[사망진단서 병사, 상해재해사망보험금수령한 손해사정사례 No.7052] 사망의 유발요인 외인요인, 사망진단서상 병사이고 사망의 직접원인은 다발성장기부전-패혈증-복막염-직장천공 등이었으나 외인사를 입증하여 상해재해사망보험금을 수령한 손해사정사례

본 건은 보험사에서 사망진단서상 병사이므로 상해재해사망보험금을 지급할 수 없다는 주장에 본 손해사정사에게 의뢰하여 사망의 유발요인이 외부요인인 것을 입증하여 외인사로서 상해재해사망보험금을 수령한 손해사정사례입니다.

 

http://insclaim.co.kr/21/8635656

[내인성급사 사망원인미상 상해재해사망보험금 수령한 손해사정사례]국과수 부검결과 사인미상 - 내인성급사로 추정, 술집에서 술마시던중 의식을 잃고 쓰러져 돌연사(청장년급사증후군)한 사건으로 상해재해사망보험금 수령한 손해사정보상사례.

 

http://insclaim.co.kr/21/8635643

[교통사고후유증 자살, 재해상해사망보험금수령사례]경미한 교통사고로 치료중 사고후유증인 외상후스트레스, 우울증이 발병하여 목멤자살한 경우, 교통사고 손해배상금 및 재해상해사망보험금을 수령한 손해사정사례 No7046.

 

http://insclaim.co.kr/21/8635472

[공무원단체보험 우울증자살 상해사망인정사례]우울증으로 아파트 투신자살(추락사)하여 공무원단체보험의 상해사망보험금을 수령한 손해사정사례


특별약관
제1장 상해관련 ·································································································
1. 교통상해사망 특별약관 ············································································ 44
1-1. 운전자 교통상해사망 특별약관 ························································ 44
1-2. 비운전자 교통상해사망 특별약관 ····················································· 45
2. 교통상해사망유족자금(매월7년간지급) 특별약관
2-1. 운전자 교통상해사망유족자금(매월7년간지급) 특별약관
2-2. 비운전자 교통상해사망유족자금(매월7년간지급) 특별약관
3. 교통상해사망(매년5%체증형) 특별약관 ··················································· 49
3-1. 운전자 교통상해사망(매년5%체증형) 특별약관 ································ 49
3-2. 비운전자 교통상해사망(매년5%체증형) 특별약관 ····························· 51
4. 교통상해사망유족자금(매년5%체증형)(매월7년간지급) 특별약관
4-1. 운전자 교통상해사망유족자금(매년5%체증형)
(매월7년간지급) 특별약관 ······························································· 53
4-2. 비운전자 교통상해사망유족자금(매년5%체증형)
(매월7년간지급) 특별약관 ······························································· 55
5. 교통상해80%이상후유장해 특별약관 ······················································· 57
5-1. 운전자 교통상해80%이상후유장해 특별약관 ···································· 57
5-2. 비운전자 교통상해80%이상후유장해 특별약관 ································ 58
6. 교통상해80%이상후유장해생활자금(매월7년간지급) 특별약관
6-1. 운전자 교통상해80%이상후유장해생활자금(매월7년간지급) 특별약관
6-2. 비운전자 교통상해80%이상후유장해생활자금
(매월7년간지급) 특별약관 ······························································· 62
7. 교통상해80%이상후유장해(매년5%체증형) 특별약관
7-1. 운전자 교통상해80%이상후유장해(매년5%체증형) 특별약관
7-2. 비운전자 교통상해80%이상후유장해(매년5%체증형) 특별약관
8. 교통상해80%이상후유장해 생활자금(매년5%체증형)
(매월7년간지급) 특별약관 ······································································· 67
8-1. 운전자 교통상해80%이상후유장해생활자금(매년5%체증형)
(매월7년간지급) 특별약관 ······························································· 67
8-2. 비운전자 교통상해80%이상후유장해생활자금
(매년5%체증형)(매월7년간지급) 특별약관 ······································· 70
9. 교통상해50%이상후유장해 특별약관 ······················································· 72
9-1. 운전자 교통상해50%이상후유장해 특별약관 ···································· 72
9-2. 비운전자 교통상해50%이상후유장해 특별약관 ································ 74
10. 교통상해50%이상후유장해 생활자금(매월1년간지급) 특별약관
10-1. 운전자 교통상해50%이상후유장해생활자금
(매월1년간지급) 특별약관 ·························································· 75
10-2. 비운전자 교통상해50%이상후유장해
생활자금(매월1년간지급) 특별약관 ·············································· 77
11. 교통상해후유장해(3~100%) 특별약관 ··················································· 79
11-1. 운전자 교통상해후유장해(3~100%) 특별약관 ····························· 79
11-2. 비운전자 교통상해후유장해(3~100%) 특별약관 ·························· 81
12. 상해사망 특별약관 ················································································ 82
13. 상해사망유족자금(매월7년간지급) 특별약관
14. 상해80%이상후유장해 특별약관 ··························································· 84
15. 상해80%이상후유장해생활자금(매월7년간지급) 특별약관 ······················· 85
16. 상해80%미만후유장해 특별약관 ··························································· 86
17. 상해50%이상후유장해 특별약관 ··························································· 87
18. 상해50%이상후유장해생활자금(매월1년간지급) 특별약관
19. 상해후유장해(3~100%) 특별약관 ························································· 89
20. 상해후유장해(20~100%) 특별약관 ·

21. 운전중 교통상해사망 특별약관 ······························································ 91
22. 운전중 교통상해사망유족자금(매월7년간지급) 특별약관
23. 운전중 교통상해80%이상후유장해 특별약관 ·········································· 94
24. 운전중 교통상해80%이상후유장해생활자금(매월7년간지급) 특별약관
25. 운전중 교통상해80%미만후유장해 특별약관 ·········································· 97
26. 대중교통이용중 교통상해사망 특별약관 ················································· 98
27. 대중교통이용중 교통상해사망유족자금(매월7년간지급) 특별약관
28. 대중교통이용중 교통상해80%이상후유장해 특별약관
29. 대중교통이용중 교통상해80%이상후유장해생활자금
(매월7년간지급) 특별약관 ··································································· 101
30. 대중교통이용중 교통상해80%미만후유장해 특별약관
31. 고속도로교통상해사망 특별약관 ··························································· 104
32. 자전거탑승중 상해사망 특별약관 ························································· 106
33. 신주말운전중 교통상해사망 특별약관 ··················································· 106
34. 신주말운전중 교통상해사망유족자금(매월7년간지급) 특별약관
35. 신주말운전중 교통상해80%이상후유장해 특별약관
36. 신주말운전중 교통상해80%이상후유장해생활자금
(매월7년간지급) 특별약관 ··································································· 110
37. 레저활동중 상해사망 특별약관 ···························································· 112
38. 레저활동중 상해80%이상후유장해 특별약관 ········································ 113
39. 레저활동중 상해80%미만후유장해 특별약관 ········································ 114
40. 골프활동중 상해사망 특별약관 ···························································· 115
41. 골프활동중 상해80%이상후유장해 특별약관 ········································ 116
42. 골프활동중 상해80%미만후유장해 특별약관 ········································ 117
43. 팔 및 손가락 후유장해(3~100%) 특별약관 ········································ 118
44. 골절진단비(치아제외) 특별약관 ··························································· 119
45. 골절수술비(동일사고당 1회지급) 특별약관 ········································· 120
46. 교통상해수술비(동일사고당 1회지급) 특별약관
46-1. 운전자 교통상해수술비(동일사고당 1회지급) 특별약관 ··············· 121
46-2. 비운전자 교통상해수술비(동일사고당 1회지급) 특별약관 ············ 122
47. 교통상해골절수술비(동일사고당 1회지급) 특별약관
47-1. 운전자 교통상해골절수술비(동일사고당 1회지급) 특별약관 ········ 123
47-2. 운전자 교통상해골절수술비(동일사고당 1회지급) 특별약관 ········ 125
48. 화상진단비 특별약관 ··········································································· 126
49. 화상수술비(동일사고당 1회지급) 특별약관
50. 5대골절진단비 특별약관 ····································································· 128
51. 교통상해5대골절진단비 특별약관 ························································· 128
51-1. 운전자 교통상해5대골절진단비 특별약관 ··································· 128
51-2. 비운전자 교통상해5대골절진단비 특별약관 ································ 129
52. 안면·두개골 특정골절진단비 특별약관 ·················································· 130
53. 중대한 특정상해수술비(1회지급) 특별약관
54. 상해흉터복원수술비 특별약관 ······························································ 132
55. 탈구염좌및과긴장수술비(동일사고당 1회지급) 특별약관
56. 상해입원일당(1일이상180일한도) 특별약관
57. 상해수술입원일당(1일이상60일한도) 특별약관
58. 교통상해입원일당(1일이상180일한도) 특별약관
58-1. 운전자 교통상해입원일당(1일이상180일한도) 특별약관 ·············· 137
58-2. 비운전자 교통상해입원일당(1일이상180일한도) 특별약관 ·········· 138
59. 자동차운전중 교통상해입원일당 (1일이상180일한도) 특별약관
60. 상해중환자실입원일당(1일이상180일한도) 특별약관
61. 자동차사고치아보철지원금 특별약관 ···················································· 142
62. 자동차부상치료비Ⅱ 특별약관 ······························································ 143
62-1. 운전자 자동차부상치료비Ⅱ 특별약관 ········································ 143
62-2. 비운전자 자동차부상치료비Ⅱ 특별약관 ····································· 144
63. 자동차부상치료비Ⅲ 특별약관 ······························································ 145
63-1. 운전자 자동차부상치료비Ⅲ 특별약관 ········································ 145
63-2. 비운전자 자동차부상치료비Ⅲ 특별약관 ····································· 146
64. 자동차부상치료비(1~3급) 특별약관 ····················································· 147
64-1. 운전자 자동차부상치료비(1~3급) 특별약관 ······························· 147
64-2. 비운전자 자동차부상치료비(1~3급) 특별약관 ···························· 148
65. 강력범죄피해보험금 특별약관 ······························································ 149
66. 폭력피해보험금 특별약관 ···································································· 150
67. 응급실내원보험금(상해) 특별약관 ························································ 151
68. 상해장애진단비(1~2급) 특별약관 ························································ 152
69. 상해장애진단비(1~3급) 특별약관 ························································ 153
70. 상해장애진단비(1~4급) 특별약관 ························································ 155
71. 상해장애진단자금(1~2급)(매월7년간지급) 특별약관
72. 상해장애진단자금(1~3급)(매월7년간지급) 특별약관
73. 상해장애진단자금(1~4급)(매월7년간지급) 특별약관
74. 보험료납입지원Ⅲ(상해50%이상후유장해시) 특별약관



교통상해사망 특별약관

1-1 운전자 교통상해사망 특별약관

1. (보험금의 지급사유)

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